Retirement Income — Income & Growth
IncomeIncome Models50% Equity / 43% Fixed Income · Hybrid implementation · Last reviewed 2026-01-13
AI insights
Generate a briefing on positioning, performance, and risk for Retirement Income — Income & Growth.
Target allocation
Strategic weights at the asset class level
- 50.0% Equity
- 43.0% Fixed Income
- 5.0% Alternatives
- 2.0% Cash
Construction rules
Income Models · Hybrid
Rebalance policy
Reviewed quarterly by the Asset Allocation Committee, with drift bands of ±3% at the asset class level and ±1.5% at the sleeve level.
Implementation
Actively managed T. Rowe Price strategies across every sleeve.
Tax treatment
Taxable fixed income core; best suited to qualified or tax-deferred accounts.
Minimum
$25,000 recommended account minimum for full replication.
Construction v20 · Last reviewed 2026-01-13
Sleeve weights
Underlying strategies and target weights
- US Large-Cap Growth15.4%
- US Large-Cap Value14.0%
- US Equity Index8.7%
- Small-Mid Cap Core11.9%
- Core Investment-Grade Bond11.2%
- Short Duration Income10.0%
- Corporate Credit7.4%
- Global Bond Ex-US14.4%
- Real Assets1.9%
- Diversified Alternatives3.1%
- Government Money Market2.0%
Weights are targets and will drift with market movement between rebalances.