Retirement Income — Income Preservation

IncomeIncome Models

20% Equity / 75% Fixed Income · Hybrid implementation · Last reviewed 2026-04-10

Ask T. Rowe Price
ActiveConstruction v13Jan 2016Jul 2026Benchmark: Diversified Income Composite

AI insights

Generate a briefing on positioning, performance, and risk for Retirement Income — Income Preservation.

Track record

Cumulative return · simulated

-11.4%-8.0%-4.6%-1.2%+2.2%202120222023202420252026
Model Benchmark

Jul 2026 Model -1.1% · Benchmark -3.8%

Past performance is not indicative of future results. Figures are simulated for prototype purposes.

Returns vs benchmark

Total return · Diversified Income Composite

PeriodModelBenchExcess
1M+0.1%+0.0%+0.0%
3M+0.7%+0.7%-0.0%
YTD+2.2%+1.9%+0.2%
1Y+4.8%+4.3%+0.5%
3Y+2.0%+1.4%+0.6%
5Y-0.2%-0.8%+0.6%
Since inception+1.8%+1.3%+0.5%

Periods longer than one year are annualized.

About this model

Mandate, construction rules, and review policy

Objective
Seeks a durable income stream with moderated drawdown for investors in or near the distribution phase.
Purpose
Retirement distribution
Characteristics
Hybrid implementationTaxable fixed income coreIncome Preservation risk postureQuarterly rebalance review
Inception
2014-01-01
Net expense
0.22%
Estimated yield
3.18%
Turnover
36.1%

Asset class allocation

Across all sleeves · 9 holdings

  • Equity20.0%
  • Fixed income75.0%
  • Cash5.0%
View construction

Computed from the latest published sleeve weights.

Recent materials

Model Viewpoints, Trade Updates, and Factsheets

  • Factsheet — Retirement Income — Income Preservation

    Factsheet · 2026-05-27

    PDF
  • Trade Update — Retirement Income — Income Preservation

    Trade Update · 2026-04-26

    PDF
  • Model Viewpoint — Retirement Income — Income Preservation

    Model Viewpoint · 2026-03-25

    PDF