Retirement Income — Income Preservation
IncomeIncome Models20% Equity / 75% Fixed Income · Hybrid implementation · Last reviewed 2026-04-10
AI insights
Generate a briefing on positioning, performance, and risk for Retirement Income — Income Preservation.
Target allocation
Strategic weights at the asset class level
- 20.0% Equity
- 75.0% Fixed Income
- 5.0% Cash
Construction rules
Income Models · Hybrid
Rebalance policy
Reviewed quarterly by the Asset Allocation Committee, with drift bands of ±3% at the asset class level and ±1.5% at the sleeve level.
Implementation
Actively managed T. Rowe Price strategies across every sleeve.
Tax treatment
Taxable fixed income core; best suited to qualified or tax-deferred accounts.
Minimum
$25,000 recommended account minimum for full replication.
Construction v13 · Last reviewed 2026-04-10
Sleeve weights
Underlying strategies and target weights
- US Large-Cap Growth7.0%
- US Large-Cap Value5.2%
- US Equity Index4.5%
- Small-Mid Cap Core3.3%
- Core Investment-Grade Bond18.0%
- Short Duration Income13.7%
- Corporate Credit15.7%
- Global Bond Ex-US27.6%
- Government Money Market5.0%
Weights are targets and will drift with market movement between rebalances.