Retirement Income — Income Preservation

IncomeIncome Models

20% Equity / 75% Fixed Income · Hybrid implementation · Last reviewed 2026-04-10

Ask T. Rowe Price
ActiveConstruction v13Jan 2016Jul 2026Benchmark: Diversified Income Composite

AI insights

Generate a briefing on positioning, performance, and risk for Retirement Income — Income Preservation.

YTD return

+2.2%

Benchmark +1.9%

1 year

+4.8%

Excess 0.5 pts

Since inception

1.8%

Annualized

Net expense

0.22%

Weighted across 9 sleeves

Growth of a hypothetical investment

20% Equity / 75% Fixed Income vs Diversified Income Composite

-2.7%+4.2%+11.1%+17.9%+24.8%201620182020202220242026
Model Benchmark

Jul 2026 Model +20.6% · Benchmark +14.8%

Simulated results for illustration only. Past performance is not indicative of future results.

Calendar year returns

Model versus benchmark, by year

2017+5.1
2018+3.2
2019+5.1
2020+0.4
2021+2.5
2022-8.8
2023+2.2
2024+2.7
2025+1.1
2026+2.2
Model Benchmark

Best year 2017 (5.1%) · Weakest year 2022 (-8.8%)

Trailing returns

Annualized beyond one year

PeriodModelBenchExcess
1M+0.1%+0.0%+0.0%
3M+0.7%+0.7%-0.0%
YTD+2.2%+1.9%+0.2%
1Y+4.8%+4.3%+0.5%
3Y+2.0%+1.4%+0.6%
5Y-0.2%-0.8%+0.6%
Since inception+1.8%+1.3%+0.5%