Retirement Income — Diversified Income

IncomeIncome Models

40% Equity / 52% Fixed Income · Hybrid implementation · Last reviewed 2026-06-12

Ask T. Rowe Price
ActiveConstruction v16Jan 2016Jul 2026Benchmark: Diversified Income Composite

AI insights

Generate a briefing on positioning, performance, and risk for Retirement Income — Diversified Income.

Track record

Cumulative return · simulated

-11.2%-6.5%-1.7%+3.1%+7.9%202120222023202420252026
Model Benchmark

Jul 2026 Model +5.9% · Benchmark +3.9%

Past performance is not indicative of future results. Figures are simulated for prototype purposes.

Returns vs benchmark

Total return · Diversified Income Composite

PeriodModelBenchExcess
1M+0.9%+0.8%+0.1%
3M+1.9%+1.7%+0.2%
YTD+4.5%+4.4%+0.1%
1Y+6.8%+6.8%-0.0%
3Y+4.3%+3.9%+0.4%
5Y+1.2%+0.8%+0.4%
Since inception+2.8%+2.3%+0.4%

Periods longer than one year are annualized.

About this model

Mandate, construction rules, and review policy

Objective
Seeks a durable income stream with moderated drawdown for investors in or near the distribution phase.
Purpose
Retirement distribution
Characteristics
Hybrid implementationTaxable fixed income coreDiversified Income risk postureQuarterly rebalance review
Inception
2016-03-01
Net expense
0.33%
Estimated yield
2.66%
Turnover
17.3%

Asset class allocation

Across all sleeves · 11 holdings

  • Equity40.0%
  • Fixed income52.0%
  • Alternatives5.0%
  • Cash3.0%
View construction

Computed from the latest published sleeve weights.

Recent materials

Model Viewpoints, Trade Updates, and Factsheets

  • Trade Update — Retirement Income — Diversified Income

    Trade Update · 2026-06-05

    PDF
  • Model Viewpoint — Retirement Income — Diversified Income

    Model Viewpoint · 2026-05-04

    PDF
  • Factsheet — Retirement Income — Diversified Income

    Factsheet · 2026-01-06

    PDF