Retirement Income — Diversified Income
IncomeIncome Models40% Equity / 52% Fixed Income · Hybrid implementation · Last reviewed 2026-06-12
AI insights
Generate a briefing on positioning, performance, and risk for Retirement Income — Diversified Income.
Target allocation
Strategic weights at the asset class level
- 40.0% Equity
- 51.9% Fixed Income
- 5.0% Alternatives
- 3.0% Cash
Construction rules
Income Models · Hybrid
Rebalance policy
Reviewed quarterly by the Asset Allocation Committee, with drift bands of ±3% at the asset class level and ±1.5% at the sleeve level.
Implementation
Actively managed T. Rowe Price strategies across every sleeve.
Tax treatment
Taxable fixed income core; best suited to qualified or tax-deferred accounts.
Minimum
$25,000 recommended account minimum for full replication.
Construction v16 · Last reviewed 2026-06-12
Sleeve weights
Underlying strategies and target weights
- US Large-Cap Growth7.9%
- US Large-Cap Value8.3%
- US Equity Index11.8%
- Small-Mid Cap Core12.0%
- Core Investment-Grade Bond16.0%
- Short Duration Income8.5%
- Corporate Credit16.3%
- Global Bond Ex-US11.1%
- Real Assets3.2%
- Diversified Alternatives1.8%
- Government Money Market3.0%
Weights are targets and will drift with market movement between rebalances.